Losses and damages done by theft
and/or burglary or any attempt for theft and burglary are
insured with THEFT Insurance Policy. Domestic, trade or
industrial coverages are stated seperately. In case of
domestic/ house insurances, belongings of the households and
guests are also covered, unless it is stated otherwise on the
Valuables like money, jewellery,
valuable stones, collection items, valuable papers like cheques
must be kept under lock in order to be covered by Theft
The following conditions are
exempt from regular Theft Policies.
Losses and damages done to supplementary
buildings due to theft and/or burglary and their
Loss or damage of let items.
Isolated buildings (any building left alone for
more than 30 days in one year.).
Items displayed in glass windows of shops .
Loss incurred due to strike, local movements and
any military action required upon those movements.
Theft by the insured personís relatives in the
Theft by the employee during working hours.(This
is covered by Fidelity insurance)
Damages done to window, door or glass due
to theft/buglary or their attempts. (Covered by Glass
Fire caused by theft/burglary or their attempts.
(Covered by Fire Insurance)
Theft/Burglary done after Earthquake, Flood or
Damages that may be caused by local and
What must be done if an accident
call the police. In no later than 5 days, the insurance company
must be notified.
After necessary inspections are done and an expert sees the
site, the redemption is paid. See CLAIMS.